LIC · Whole Life Plans · Plan
LIC's Jeevan Umang
एलआईसी जीवन उमंग
A whole-life category LIC plan — long-horizon protection/savings features vary by product; verify on LIC’s official page.
Verified against official LIC information by Sharda
Sharda IT Services is not LIC, does not issue LIC policies, and is not the insurer. Information is for educational and comparison purposes. Official LIC documents, prospectus, terms and quotations prevail.
Source
LIC India — Official Website
Data version
licindia-insurance-plan-2026-09-02 / sharda-lic-hub-1
Status
CURRENT
What is this plan?
LIC's Jeevan Umang (Plan 745, UIN 512N312V03) is listed under Whole Life Plans on LIC’s official Insurance Plans directory. Whole-life products are typically oriented toward cover that can extend over a long horizon; survival benefits, income options and bonuses depend on the specific plan wording.
Why someone may consider it
May be relevant for long-horizon family protection or whole-life oriented goals — informational only.
This plan may not suit everyone
May not suit short-term pure protection needs or those wanting only market-linked returns.
Key points (educational)
- Listed under Whole Life Plans on the official directory.
- Benefit timelines differ by product — open official documents.
Benefit flow (structure only)
- 1Policy start
- 2Premium phase
- 3Ongoing/scheduled benefits (if any)
- 4Long-horizon cover
Timeline is educational — do not assume benefits absent from official documents.
Guaranteed vs non-guaranteed
Guaranteed
Treat amounts as guaranteed only when LIC’s official document expressly states they are guaranteed.
Non-guaranteed
Do not treat bonuses or illustrative figures as guaranteed returns.
Premium / payment
Premium depends on applicable official terms/underwriting. Check the official LIC quote. Sharda does not publish invented premiums.
Not an exact LIC premium — official LIC quote required
Refer to official documents for
- Income/survival benefit scheduleOfficial
- Bonus rulesOfficial
- Loan eligibilityOfficial
- Premium paying termOfficial
Official documents / sources
Copyrighted LIC PDFs are not republished here — official links are preferred.
Why trust this information?
- Official LIC source used
- Plan number and UIN shown
- Last verification: 2026-09-02
- Official documents linked
- Current/withdrawn status clear
- Sharda is not LIC
FAQ
Where is this verified?
LIC Insurance Plans directory and product page (verified 2026-09-02).
Explore related plans
Documentation assistance enquiry
Sharda can help with information and paperwork — we are not the insurer.
Source directory: https://licindia.in/insurance-plan · Verified against official LIC information by Sharda