LIC · Endowment Plans · Plan
LIC's Amritbaal
एलआईसी अमृतबाल
An endowment-style LIC plan that combines life cover with a maturity-oriented savings structure (exact benefits in official documents).
Verified against official LIC information by Sharda
Sharda IT Services is not LIC, does not issue LIC policies, and is not the insurer. Information is for educational and comparison purposes. Official LIC documents, prospectus, terms and quotations prevail.
Source
LIC India — Official Website
Data version
licindia-insurance-plan-2026-09-02 / sharda-lic-hub-1
Status
CURRENT
What is this plan?
LIC's Amritbaal (Plan 774, UIN 512N365V02) appears on LIC India’s current Insurance Plans directory under Endowment Plans. In plain language, endowment plans are typically designed so that life cover continues during the policy term and a maturity benefit may be payable if the life assured survives the term — but the exact benefit formulas, bonuses and conditions are defined only in LIC’s official product documents.
Why someone may consider it
May be relevant for someone exploring long-term savings with life protection under an endowment structure — not a ranking or recommendation.
This plan may not suit everyone
May not suit someone seeking pure low-cost term cover only, or market-linked investment products. Confirm suitability only via official LIC advice/documents.
Key points (educational)
- Listed as a current Endowment Plan on LIC’s official directory.
- Death and maturity benefits — refer to official product page/documents.
- Bonuses/additions if any are typically non-guaranteed unless LIC states otherwise in writing.
Benefit flow (structure only)
- 1Policy start
- 2Premium payments
- 3Life cover during term
- 4Maturity (if applicable)
Timeline is educational — do not assume benefits absent from official documents.
Guaranteed vs non-guaranteed
Guaranteed
Treat amounts as guaranteed only when LIC’s official document expressly states they are guaranteed.
Non-guaranteed
Do not treat bonuses or illustrative figures as guaranteed returns.
Premium / payment
Premium depends on applicable official terms/underwriting. Check the official LIC quote. Sharda does not publish invented premiums.
Not an exact LIC premium — official LIC quote required
Refer to official documents for
- Entry/maturity agesOfficial
- Premium ratesOfficial
- Exact death/maturity formulasOfficial
- Loan/surrender/revival rulesOfficial
- Rider attachment rulesOfficial
Official documents / sources
Copyrighted LIC PDFs are not republished here — official links are preferred.
Why trust this information?
- Official LIC source used
- Plan number and UIN shown
- Last verification: 2026-09-02
- Official documents linked
- Current/withdrawn status clear
- Sharda is not LIC
FAQ
What is the plan number and UIN?
Plan 774, UIN 512N365V02 — as published on LIC’s Insurance Plans directory (verified 2026-09-02).
Where can I verify this?
Open the official product page and the master directory at https://licindia.in/insurance-plan.
Explore related plans
Documentation assistance enquiry
Sharda can help with information and paperwork — we are not the insurer.
Source directory: https://licindia.in/insurance-plan · Verified against official LIC information by Sharda